It’s a balmy 90 degrees in Atlanta today, but I have decided that it’s time to get a head start on my Christmas shopping. I was shopping at Costco on Labor Day weekend and noticed that they were already selling Christmas cards and decorations (they were also selling wedding dresses, but that’s another topic) and I scoffed at the notion of being subjected to Christmas trees and tinsel before the unofficial close of summer. Yet the more I think about it, the more I realize that it’s not a bad idea to start thinking about Christmas spending now. Here are some of the benefits:
Stretch Out Spending
A lot of spending happens during the holidays. With money spent on parties, decorating, gifts and making year-end donations, it can be tempting to charge a lot of it and worry about paying it off in the new year. By not waiting until the official, post-Thanksgiving holiday shopping season, you can spread out your purchases in a way that won’t be such a shock to your budget.
More Time to Plan and Save
Making a list of who you’ll need to buy presents for and different holiday events can help you make an accurate budget that you can start saving for now. Plus, setting aside $10 or $20 a week now for Christmas gifts, will help make Black Friday, Cyber Monday and other holiday sales even easier to take advantage of.
Going to the mall or big stores can be a stressful experience during the holidays. By taking advantage of good deals on gifts now, I can enjoy shopping and take the time to buy thoughtful gifts for my friends and family.
I’ve already crossed two items off of my Christmas shopping list. Are you willing to do your holiday shopping while it’s still warm enough to wear shorts?